In short: ICICI Bank reports Q2 FY27 results on 17 October 2026. In Q1 FY27, net interest income rose 12.7% to ₹24,384 crore from a year earlier and net profit rose 15.9% to ₹14,805 crore. Things to watch: margins after the rate hike, loans and deposits and asset quality.
What to watch in ICICI Bank's Q2 FY27 results
- Margins after the rate hike. Net interest margin was 4.36% in Q1, against 4.32% in the March quarter. The RBI raised the repo rate by 25 bps to 5.50% on 7 October, after the September quarter ended; watch what the bank expects for margins in the second half.
- Loans and deposits. Advances grew 19.6% from a year earlier in Q1, faster than deposits at 14.0%, and the average CASA ratio slipped to 38.1% from 38.6% in the March quarter.
- Asset quality. The gross NPA ratio was 1.38% of customer assets in Q1, against 1.40% in March, while the net NPA ratio rose to 0.35% from 0.33%.
ICICI Bank Q1 FY27 results at a glance
- Net interest income was ₹24,384 crore, up 12.7% from a year earlier and up 6.1% from the previous quarter.
- Net profit was ₹14,805 crore, up 15.9% from a year earlier and up 8.0% from the previous quarter.
- Operating profit before provisions was ₹20,386 crore, up 8.7% from a year earlier and up 12.0% from the previous quarter; provisions were ₹1,260 crore, against ₹1,815 crore a year earlier.
- Net interest margin was 4.36%, up 4 bps from the previous quarter and up 2 bps from a year earlier.
- Net advances were ₹16,31,260 crore, up 19.6% from a year earlier and up 5.0% from the previous quarter.
- Deposits were ₹18,33,586 crore, up 14.0% from a year earlier and up 2.2% from the previous quarter.
- Average CASA ratio was 38.1%, against 38.6% in the previous quarter and 38.7% a year earlier.
- Gross NPA ratio was 1.38%, against 1.40% in the previous quarter and 1.67% a year earlier; net NPA ratio was 0.35%, against 0.33% in the previous quarter and 0.41% a year earlier. Provision coverage was 74.7%.
- Capital adequacy ratio was 16.84%, against 17.18% a quarter earlier and 16.31% a year earlier.
| Q1 FY27 | Q4 FY26 | Q1 FY26 | QoQ | YoY | |
|---|---|---|---|---|---|
| Net interest income (₹ crore) | 24,384 | 22,979 | 21,635 | +6.1% | +12.7% |
| Operating profit (₹ crore) | 20,386 | 18,199 | 18,746 | +12.0% | +8.7% |
| Provisions (₹ crore) | 1,260 | 96 | 1,815 | +1210.8% | −30.5% |
| Net profit (₹ crore) | 14,805 | 13,702 | 12,768 | +8.0% | +15.9% |
| Net advances (₹ crore) | 16,31,260 | 15,53,893 | 13,64,157 | +5.0% | +19.6% |
| Deposits (₹ crore) | 18,33,586 | 17,94,625 | 16,08,517 | +2.2% | +14.0% |
| Net interest margin | 4.36% | 4.32% | 4.34% | +4 bps | +2 bps |
| Average CASA ratio | 38.1% | 38.6% | 38.7% | −50 bps | −60 bps |
| Gross NPA ratio | 1.38% | 1.40% | 1.67% | −2 bps | −29 bps |
| Net NPA ratio | 0.35% | 0.33% | 0.41% | +2 bps | −6 bps |
| Capital adequacy ratio | 16.84% | 17.18% | 16.31% | −34 bps | +53 bps |
ICICI Bank Q2 FY27 results: questions
When will ICICI Bank announce Q2 FY27 results?
ICICI Bank reports results for the quarter ended 30 September 2026 on 17 October 2026.
What time is the ICICI Bank earnings call?
The earnings call is at 5:00 pm IST on 17 October 2026.
What were ICICI Bank's results last quarter?
In Q1 FY27, net interest income was ₹24,384 crore (+12.7% YoY) and net profit was ₹14,805 crore (+15.9% YoY).
Other bank Q2 FY27 results
- RBL Bank Q2 FY27 results · 12 October 2026 · net profit +169.9% YoY
- HDFC Bank Q2 FY27 results · 17 October 2026
- ICICI Bank Q2 FY27 results · 17 October 2026
- Axis Bank Q2 FY27 results · 17 October 2026
- IndusInd Bank Q2 FY27 results · 23 October 2026
- Kotak Mahindra Bank Q2 FY27 results · 24 October 2026
All bank Q2 FY27 results in one place
Sources
- ICICI Bank: Q1 FY27 results and news release, 18 July 2026
- ICICI Bank: Q1 FY27 investor presentation, 18 July 2026
- ICICI Bank: board meeting for approval of financial results, 22 September 2026
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