In short: IndusInd Bank reports Q2 FY27 results on 23 October 2026. In Q1 FY27, net interest income rose 1.0% to ₹4,685 crore from a year earlier and net profit rose 46.5% to ₹1,003 crore. Things to watch: profit, margins and asset quality.
What to watch in IndusInd Bank's Q2 FY27 results
- Profit. Standalone net profit was ₹1,003 crore in Q1, against ₹533 crore in the March quarter and ₹684 crore a year earlier. Whether profit holds at that level is the first thing to check.
- Margins. Net interest margin was 3.57% in Q1, or 3.35% excluding one-off items by the bank's own count, against 3.39% in the March quarter. The RBI raised the repo rate by 25 bps to 5.50% on 7 October, after the September quarter ended.
- Asset quality. The gross NPA ratio fell to 3.25% in Q1 from 3.43% in March and the net NPA ratio to 0.95%, still higher than at the other large private banks on this page.
IndusInd Bank Q1 FY27 results at a glance
- Net interest income was ₹4,685 crore, up 1.0% from a year earlier and up 7.2% from the previous quarter.
- Net profit was ₹1,003 crore, up 46.5% from a year earlier and up 88.2% from the previous quarter.
- Operating profit before provisions was ₹2,683 crore, up 1.2% from a year earlier and up 21.1% from the previous quarter; provisions were ₹1,340 crore, against ₹1,738 crore a year earlier.
- Net interest margin was 3.57%, up 18 bps from the previous quarter and up 11 bps from a year earlier.
- CASA ratio (period-end) was 29.43%.
- Gross NPA ratio was 3.25%, against 3.43% in the previous quarter and 3.64% a year earlier; net NPA ratio was 0.95%, against 1.00% in the previous quarter and 1.12% a year earlier. Provision coverage was 71.42%.
- Capital adequacy ratio was 17.15%, against 17.48% a quarter earlier and 16.63% a year earlier.
| Q1 FY27 | Q4 FY26 | Q1 FY26 | QoQ | YoY | |
|---|---|---|---|---|---|
| Net interest income (₹ crore) | 4,685 | 4,371 | 4,640 | +7.2% | +1.0% |
| Operating profit (₹ crore) | 2,683 | 2,215 | 2,652 | +21.1% | +1.2% |
| Provisions (₹ crore) | 1,340 | 1,484 | 1,738 | −9.7% | −22.9% |
| Net profit (₹ crore) | 1,003 | 533 | 684 | +88.2% | +46.5% |
| Net interest margin | 3.57% | 3.39% | 3.46% | +18 bps | +11 bps |
| CASA ratio (period-end) | 29.43% | – | – | – | – |
| Gross NPA ratio | 3.25% | 3.43% | 3.64% | −18 bps | −39 bps |
| Net NPA ratio | 0.95% | 1.00% | 1.12% | −5 bps | −17 bps |
| Capital adequacy ratio | 17.15% | 17.48% | 16.63% | −33 bps | +52 bps |
IndusInd Bank Q2 FY27 results: questions
When will IndusInd Bank announce Q2 FY27 results?
IndusInd Bank reports results for the quarter ended 30 September 2026 on 23 October 2026.
What time is the IndusInd Bank earnings call?
The earnings call is at 5:30 pm IST on 23 October 2026.
What were IndusInd Bank's results last quarter?
In Q1 FY27, net interest income was ₹4,685 crore (+1.0% YoY) and net profit was ₹1,003 crore (+46.5% YoY).
Other bank Q2 FY27 results
- RBL Bank Q2 FY27 results · 12 October 2026 · net profit +169.9% YoY
- HDFC Bank Q2 FY27 results · 17 October 2026
- ICICI Bank Q2 FY27 results · 17 October 2026
- Axis Bank Q2 FY27 results · 17 October 2026
- IndusInd Bank Q2 FY27 results · 23 October 2026
- Kotak Mahindra Bank Q2 FY27 results · 24 October 2026
All bank Q2 FY27 results in one place
Sources
- IndusInd Bank: Q1 FY27 standalone and consolidated results, 22 July 2026
- IndusInd Bank: Q1 FY27 press release, 22 July 2026
- IndusInd Bank: Q1 FY27 investor presentation, 22 July 2026
- IndusInd Bank: prior intimation of board meeting, 30 September 2026
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