Contents
Returns vs category
3 years: 13.55% a year, 19th of 26 large & mid cap funds
Direct-Growth plan, a year, to 9 November 2026, from AMFI NAVs. Ranks and averages cover the 37 large & mid cap funds AMFI lists that are old enough for each period.
Year by year
Ahead of the category average in 5 of the last 10 calendar years
- 2016+0.9%avg +7.9%
- 2017+41.2%avg +39.6%
- 2018−4.4%avg −6.0%
- 2019+7.4%avg +9.8%
- 2020+16.6%avg +17.2%
- 2021+40.4%avg +39.4%
- 2022+8.1%avg +2.9%
- 2023+27.9%avg +31.4%
- 2024+19.1%avg +25.2%
- 2025+11.0%avg +5.4%
- 2026to 9 Nov−0.7%avg +3.1%
Calendar-year returns of the Direct-Growth plan. The average covers today’s large & mid cap funds that had a full year then.
3-year returns
3-year returns since 2013 ranged from −4.7% to 36.1% a year
- Lowest
- −4.7%
- to March 2020
- Middle
- +17.8%
- Highest
- +36.1%
- to March 2023
Every 3-year holding period ending on a NAV day from 4 January 2016 to 9 November 2026 (2,684 periods), annualised.
Worst fall
Worst fall: 36.4% (Feb 2020–Mar 2020), back at its high 8 months later
- High
- 20 Feb 2020
- Low
- 23 Mar 2020
- Back at the high
- 24 Nov 2020
- Now
- 3.9% below the 3 Aug 2026 high
Fall from the highest NAV to the lowest that followed, on daily direct plan NAVs since 2 January 2013.
Cost
The regular plan costs 0.78% a year more: about ₹1.96 lakh on ₹10 lakh over 10 years
₹10 lakh invested once and held 10 years, assuming 12% a year before costs (an assumption, not a forecast). Expense ratios as disclosed on 8 November 2026. Try your own numbers in the fee calculator.
Size and facts
₹41,910 crore of assets: the 2nd largest of 37 large & mid cap funds
- Average assets, July–September 2026
- ₹41,910 crore
- Fund house
- SBI Mutual Fund
- Category
- Large & mid cap
Genvest AI score
Genvest AI score 28 out of 100, ranked 24 of 33
Ranked 24 of 33 large & mid cap funds
Two of the things the score looks at, against other large & mid cap funds:
- Holding up in fallsFalls about in line with other large & mid cap funds
- How bad the bad days wereBad days about in line with other large & mid cap funds
The Genvest AI score is Genvest’s proprietary score that ranks mutual funds within their category using quantitative methods. It is not a recommendation to buy, sell or hold any fund.
Scored on data to 6 November 2026, among the 33 large & mid cap funds Genvest scores. How the score works.
Similar funds
Other large & mid cap funds of a similar size
- Mirae Asset Large & Midcap Fund3 years 13.04% a year · expense ratio 0.85%
- ICICI Prudential Large & Mid Cap Fund3 years 14.68% a year · expense ratio 1.22%
- Kotak Large & Mid Cap Fund3 years 14.33% a year · expense ratio 0.66%
- HDFC Large & Mid Cap Fund3 years 13.26% a year · expense ratio 0.91%
Questions people ask
₹703.2483 on 9 November 2026, as published by AMFI, up 0.55% from 6 November 2026. Fund houses publish a NAV for every business day. The regular plan and the IDCW options have NAVs of their own; the regular plan’s grows more slowly because its expense ratio is higher.
To 9 November 2026, the direct plan returned 1.95% over 1 year, 13.55% over 3 years, 12.10% over 5 years (a year, annualised beyond one year). These are AMFI NAV returns of the Direct-Growth plan; the regular plan’s are lower by roughly the difference in expense ratios. Past returns do not guarantee future returns.
Over 1 year it ranked 25th of 33, against a category average of 3.88%. Over 3 years it ranked 19th of 26, against a category average of 14.63%. Over 5 years it ranked 11th of 26, against a category average of 12.00%. Ranks compare the direct plans of the large & mid cap funds AMFI lists today, by return; they are not ratings.
As disclosed on 8 November 2026, the total expense ratio is 0.86% a year for the direct plan and 1.64% for the regular plan. The 0.78% gap is mostly the distributor’s commission. On ₹10 lakh held for 10 years at an assumed 12% a year before costs, the direct plan would end about ₹1.96 lakh ahead.
Its direct plan NAV fell 36.4% from its high on 20 February 2020 to 23 March 2020, and was back at that high on 24 November 2020. On 9 November 2026 it was 3.9% below its highest NAV, set on 3 August 2026.
Its average assets in July–September 2026 were ₹41,910 crore, across all plans, per AMFI: the 2nd largest of 37 large & mid cap funds.
28 out of 100 as of 6 November 2026, ranking it 24 of the 33 large & mid cap funds Genvest scores. The Genvest AI score is Genvest’s proprietary score that ranks mutual funds within their category using quantitative methods. It is not a recommendation to buy, sell or hold any fund.
That depends on your goals, how long you can stay invested and what else you hold, which this page cannot know. What the data shows: its returns against other large & mid cap funds, how far it has fallen, and what it costs. Its rank changes from year to year, so look at several periods rather than one, and at how a fall like its worst would feel for your money. This is education, not a recommendation to buy, sell or hold.
Related
This page is educational research based on AMFI data and Genvest’s own analysis. It is not a recommendation to invest in any scheme, or personalised investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not guarantee future returns. Registration granted by SEBI, enlistment with IAASB and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.