In short: HDFC Bank reports Q2 FY27 results on 17 October 2026. In Q1 FY27, net interest income rose 6.7% to ₹33,534 crore from a year earlier and net profit rose 5.0% to ₹19,060 crore. Things to watch: margins after the rate hike, loans and deposits and asset quality.
What to watch in HDFC Bank's Q2 FY27 results
- Margins after the rate hike. Net interest margin was 3.26% on total assets in Q1. The RBI raised the repo rate by 25 bps to 5.50% on 7 October, after the September quarter ended, so the bank's comments on how fast loan rates and deposit costs reset matter as much as the Q2 margin itself.
- Loans and deposits. In Q1, net advances grew 15.6% from a year earlier and deposits 14.7%. Whether deposits keep pace with lending decides how fast the bank can grow its loan book.
- Asset quality. The gross NPA ratio was 1.17% in Q1, against 1.15% in March; excluding agricultural loans it was 0.91% in both quarters.
HDFC Bank Q1 FY27 results at a glance
- Net interest income was ₹33,534 crore, up 6.7% from a year earlier and up 1.4% from the previous quarter.
- Net profit was ₹19,060 crore, up 5.0% from a year earlier and down 0.8% from the previous quarter.
- Net interest margin (on total assets) was 3.26%.
- Net advances were ₹30,37,303 crore, up 15.6% from a year earlier and up 3.4% from the previous quarter.
- Deposits were ₹31,70,830 crore, up 14.7% from a year earlier and up 2.1% from the previous quarter.
- CASA ratio (period-end) was 32.3%.
- Gross NPA ratio was 1.17%, against 1.15% in the previous quarter and 1.40% a year earlier; net NPA ratio was 0.41%, against 0.38% in the previous quarter and 0.47% a year earlier. Provision coverage was 66%.
- Capital adequacy ratio was 19.57%, against 19.71% a quarter earlier and 19.88% a year earlier.
| Q1 FY27 | Q4 FY26 | Q1 FY26 | QoQ | YoY | |
|---|---|---|---|---|---|
| Net interest income (₹ crore) | 33,534 | 33,082 | 31,438 | +1.4% | +6.7% |
| Net profit (₹ crore) | 19,060 | 19,221 | 18,155 | −0.8% | +5.0% |
| Net advances (₹ crore) | 30,37,303 | 29,37,166 | 26,28,434 | +3.4% | +15.6% |
| Deposits (₹ crore) | 31,70,830 | 31,05,250 | 27,64,089 | +2.1% | +14.7% |
| Net interest margin (on total assets) | 3.26% | – | – | – | – |
| CASA ratio (period-end) | 32.3% | – | – | – | – |
| Gross NPA ratio | 1.17% | 1.15% | 1.40% | +2 bps | −23 bps |
| Net NPA ratio | 0.41% | 0.38% | 0.47% | +3 bps | −6 bps |
| Capital adequacy ratio | 19.57% | 19.71% | 19.88% | −14 bps | −31 bps |
HDFC Bank Q2 FY27 results: questions
When will HDFC Bank announce Q2 FY27 results?
HDFC Bank reports results for the quarter ended 30 September 2026 on 17 October 2026.
What time is the HDFC Bank earnings call?
The earnings call is at 4:00 pm IST on 17 October 2026.
What were HDFC Bank's results last quarter?
In Q1 FY27, net interest income was ₹33,534 crore (+6.7% YoY) and net profit was ₹19,060 crore (+5.0% YoY).
Other bank Q2 FY27 results
- RBL Bank Q2 FY27 results · 12 October 2026 · net profit +169.9% YoY
- HDFC Bank Q2 FY27 results · 17 October 2026
- ICICI Bank Q2 FY27 results · 17 October 2026
- Axis Bank Q2 FY27 results · 17 October 2026
- IndusInd Bank Q2 FY27 results · 23 October 2026
- Kotak Mahindra Bank Q2 FY27 results · 24 October 2026
All bank Q2 FY27 results in one place
Sources
- HDFC Bank: Q1 FY27 results and press release (Form 6-K), July 2026
- HDFC Bank: Q1 FY27 earnings presentation
- HDFC Bank: intimation of board meeting, 22 September 2026
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