Contents
Key details of the UTI Financial Services Debt Fund NFO
| Fund house | UTI Mutual Fund |
|---|---|
| Category (AMFI) | Income/Debt Oriented Schemes - Sectoral Fund |
| Scheme type | Open Ended |
| NFO opens | 27 October 2026 |
| NFO closes | 2 November 2026 |
| Offer price | ₹10 a unit |
| Minimum investment | ₹500 |
| Exit load | Entry load and Exit load NIL |
| Scheme information document | Read on AMFI (PDF) |
What UTI Financial Services Debt Fund will invest in
The scheme information document states the objective as: “The primary investment objective of the scheme is to generate optimal returns for investors with a short term investment horizon by investing in debt and money market securities of entities predominantly belonging to financial services sector.”
How it compares with existing sectoral debt funds
- AMFI lists 2 existing sectoral debt funds. They invest in quite different things, so their returns are not compared here.
What to check before investing in this NFO
- The ₹10 price is not a discount. Units start at ₹10 only to set the unit count. Returns depend on how the fund's investments move, in percentage terms, exactly as for an existing fund.
- There is no track record yet. A new fund has no returns of its own to judge. The fund manager's other schemes, and how existing sectoral debt funds have done over several years, are the closest guide.
- Overlap with what you already own. If you already hold sectoral debt funds, or a flexi cap or large cap fund, check how much this fund's likely holdings would repeat them.
- Direct plan and costs. The direct plan pays no distributor commission, so its expense ratio is lower than the regular plan’s. Over many years the difference compounds.
- Exit load. Entry load and Exit load NIL.
After the NFO closes
Units are allotted after the offer closes. The fund then publishes a daily NAV and reopens for regular purchases, SIPs and redemptions.
Once a fund has a record, Genvest Research shows its returns against its benchmark, volatility and drawdowns.
Questions people ask
The NFO closes on 2 November 2026. Fund houses can extend or close an NFO early, so check the fund house's notices close to the date.
The minimum is ₹500 during the NFO, according to AMFI's listing. Units are offered at ₹10 each.
No. The ₹10 starting price only sets the unit count. What you earn depends on the percentage change in the fund's investments, which is the same whether a unit costs ₹10 or ₹500.
Entry load and Exit load NIL.
That depends on what you already own and why you would add this fund. A new fund has no record of its own, so compare it with existing sectoral debt funds: their costs, their returns over several years and how much they overlap with funds you hold. This page explains the facts; it is not a recommendation.
Other NFOs open now
| Fund | Type | Closes | Minimum | Existing funds |
|---|---|---|---|---|
| Axis Nifty EV & New Age Automotive Index FundAxis | Index fund · Nifty EV & New Age Automotive | 30 OctCloses tomorrow | ₹100 | 2 on the same index |
| Carnelian Small Cap FundCarnelian | Small cap | 30 OctCloses tomorrow | ₹500 | 36 in the category |
| ICICI Prudential BSE Power ETFICICI Prudential | ETF · BSE Power | 30 OctCloses tomorrow | ₹1,000 | 1 on the same index |
| Samco Equity Savings FundSamco | Equity savings | 2 NovCloses in 4 days | ₹5,000 | 22 in the category |
| Choice Large & Mid Cap FundChoice | Large & mid cap | 3 NovCloses in 5 days | ₹1,000 | 36 in the category |
| Motilal Oswal Multi Asset Omni Fund of FundsMotilal Oswal | Fund of funds | 4 NovCloses in 6 days | ₹500 | – |
| Navi Multi Asset Omni FoFNavi | Fund of funds | 4 NovCloses in 6 days | ₹100 | – |
| UTI Nifty India New Age Consumption Index FundUTI | Index fund · Nifty India New Age Consumption | 5 NovCloses in 7 days | ₹1,000 | 1 on the same index |
Sources
- AMFI new fund offer list.
- UTI Financial Services Debt Fund scheme information document.
- AMFI daily NAVs to 27 Oct, for existing funds.
This page is educational research based on AMFI data and scheme information documents. It is not a recommendation to invest in any scheme, or personalised investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past performance of other funds does not indicate how a new fund will perform. Registration granted by SEBI, enlistment with IAASB and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.