SBI Midcap Fund: Returns, Risk and Cost

To 16 October 2026, the direct plan returned 0.28% over 1 year, 9.18% over 3 years, 11.32% over 5 years (a year, annualised beyond one year). These are AMFI NAV returns of the Direct-Growth plan; the regular plan’s are lower by roughly the difference in expense ratios. Past returns do not guarantee future returns.

Over 1 year it ranked 23rd of 31, against a category average of 1.83%. Over 3 years it ranked 28th of 29, against a category average of 14.98%. Over 5 years it ranked 18th of 25, against a category average of 13.18%. Ranks compare the direct plans of the mid cap funds AMFI lists today, by return; they are not ratings.

As disclosed on 15 October 2026, the total expense ratio is 1.02% a year for the direct plan and 1.80% for the regular plan. The 0.78% gap is mostly the distributor’s commission. On ₹10 lakh held for 10 years at an assumed 12% a year before costs, the direct plan would end about ₹1.93 lakh ahead.

Its direct plan NAV fell 43.0% from its high on 9 January 2018 to 24 March 2020, and was back at that high on 1 December 2020. On 23 October 2026 it was 12.0% below its highest NAV, set on 24 September 2024.

Its average assets in July–September 2026 were ₹24,262 crore, across all plans, per AMFI: the 6th largest of 34 mid cap funds.

10 out of 100 as of 23 October 2026, ranking it 28 of the 31 mid cap funds Genvest scores. The Genvest AI score is Genvest’s proprietary score that ranks mutual funds within their category using quantitative methods. It is not a recommendation to buy, sell or hold any fund.

That depends on your goals, how long you can stay invested and what else you hold, which this page cannot know. What the data shows: its returns against other mid cap funds, how far it has fallen, and what it costs. Its rank changes from year to year, so look at several periods rather than one, and at how a fall like its worst would feel for your money. This is education, not a recommendation to buy, sell or hold.