Contents
Returns vs category
3 years: 16.65% a year, 5th of 21 value funds
Direct-Growth plan, a year, to 9 November 2026, from AMFI NAVs. Ranks and averages cover the 24 value funds AMFI lists that are old enough for each period.
Year by year
Ahead of the category average in 5 of the last 10 calendar years
- 2016+5.0%avg +7.7%
- 2017+43.8%avg +41.0%
- 2018−4.2%avg −8.8%
- 2019+1.0%avg +2.9%
- 2020+14.0%avg +15.9%
- 2021+36.9%avg +36.7%
- 2022+4.6%avg +7.2%
- 2023+30.7%avg +35.8%
- 2024+21.7%avg +21.5%
- 2025+9.5%avg +5.8%
- 2026to 9 Nov+5.0%avg +0.8%
Calendar-year returns of the Direct-Growth plan. The average covers today’s value funds that had a full year then.
3-year returns
3-year returns since 2013 ranged from −9.9% to 37.1% a year
- Lowest
- −9.9%
- to March 2020
- Middle
- +17.2%
- Highest
- +37.1%
- to March 2023
Every 3-year holding period ending on a NAV day from 1 January 2016 to 9 November 2026 (2,675 periods), annualised.
Worst fall
Worst fall: 43.9% (Jan 2018–Mar 2020), back at its high 8 months later
- High
- 23 Jan 2018
- Low
- 23 Mar 2020
- Back at the high
- 1 Dec 2020
- Now
- At its high
Fall from the highest NAV to the lowest that followed, on daily direct plan NAVs since 1 January 2013.
Cost
The regular plan costs 0.78% a year more: about ₹1.92 lakh on ₹10 lakh over 10 years
₹10 lakh invested once and held 10 years, assuming 12% a year before costs (an assumption, not a forecast). Expense ratios as disclosed on 8 November 2026. Try your own numbers in the fee calculator.
Size and facts
₹8,030 crore of assets: the 7th largest of 24 value funds
- Average assets, July–September 2026
- ₹8,030 crore
- Fund house
- HDFC Mutual Fund
- Category
- Value
Genvest AI score
Genvest AI score 67 out of 100, ranked 8 of 22
Ranked 8 of 22 value funds
Two of the things the score looks at, against other value funds:
- Holding up in fallsFalls about in line with other value funds
- How bad the bad days wereSharper bad days, for its gains, than most value funds
The Genvest AI score is Genvest’s proprietary score that ranks mutual funds within their category using quantitative methods. It is not a recommendation to buy, sell or hold any fund.
Scored on data to 6 November 2026, among the 22 value funds Genvest scores. How the score works.
Similar funds
Other value funds of a similar size
- UTI Value Fund3 years 13.15% a year · expense ratio 1.35%
- Nippon India Value Fund3 years 13.14% a year · expense ratio 1.26%
- Tata Value Fund3 years 13.91% a year · expense ratio 1.03%
- Aditya Birla Sun Life Value Fund3 years 13.56% a year · expense ratio 1.23%
Questions people ask
₹907.8570 on 9 November 2026, as published by AMFI, up 0.41% from 6 November 2026. Fund houses publish a NAV for every business day. The regular plan and the IDCW options have NAVs of their own; the regular plan’s grows more slowly because its expense ratio is higher.
To 9 November 2026, the direct plan returned 6.39% over 1 year, 16.65% over 3 years, 12.99% over 5 years (a year, annualised beyond one year). These are AMFI NAV returns of the Direct-Growth plan; the regular plan’s are lower by roughly the difference in expense ratios. Past returns do not guarantee future returns.
Over 1 year it ranked 7th of 22, against a category average of 2.64%. Over 3 years it ranked 5th of 21, against a category average of 13.52%. Over 5 years it ranked 6th of 19, against a category average of 12.15%. Ranks compare the direct plans of the value funds AMFI lists today, by return; they are not ratings.
As disclosed on 8 November 2026, the total expense ratio is 1.09% a year for the direct plan and 1.87% for the regular plan. The 0.78% gap is mostly the distributor’s commission. On ₹10 lakh held for 10 years at an assumed 12% a year before costs, the direct plan would end about ₹1.92 lakh ahead.
Its direct plan NAV fell 43.9% from its high on 23 January 2018 to 23 March 2020, and was back at that high on 1 December 2020. On 9 November 2026 it was at its highest NAV.
Its average assets in July–September 2026 were ₹8,030 crore, across all plans, per AMFI: the 7th largest of 24 value funds.
67 out of 100 as of 6 November 2026, ranking it 8 of the 22 value funds Genvest scores. The Genvest AI score is Genvest’s proprietary score that ranks mutual funds within their category using quantitative methods. It is not a recommendation to buy, sell or hold any fund.
That depends on your goals, how long you can stay invested and what else you hold, which this page cannot know. What the data shows: its returns against other value funds, how far it has fallen, and what it costs. Its rank changes from year to year, so look at several periods rather than one, and at how a fall like its worst would feel for your money. This is education, not a recommendation to buy, sell or hold.
Related
This page is educational research based on AMFI data and Genvest’s own analysis. It is not a recommendation to invest in any scheme, or personalised investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not guarantee future returns. Registration granted by SEBI, enlistment with IAASB and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.