Contents
Returns vs category
3 years: 10.54% a year, 15th of 30 balanced advantage funds
Direct-Growth plan, a year, to 9 November 2026, from AMFI NAVs. Ranks and averages cover the 38 balanced advantage funds AMFI lists that are old enough for each period.
Year by year
Ahead of the category average in 4 of the last 4 calendar years
- 2022+6.2%avg +4.9%
- 2023+21.5%avg +19.9%
- 2024+14.5%avg +14.3%
- 2025+10.9%avg +6.7%
- 2026to 9 Nov−0.6%avg +2.6%
Calendar-year returns of the Direct-Growth plan. The average covers today’s balanced advantage funds that had a full year then.
3-year returns
Every 3-year stretch since 2021 made money: 8.7% to 17.3% a year
- Lowest
- +8.7%
- to October 2026
- Middle
- +14.1%
- Highest
- +17.3%
- to June 2025
Every 3-year holding period ending on a NAV day from 9 September 2024 to 9 November 2026 (544 periods), annualised.
Worst fall
Worst fall: 7.4% (Jan 2026–Mar 2026), back at its high 4 months later
- High
- 2 Jan 2026
- Low
- 30 Mar 2026
- Back at the high
- 3 Aug 2026
- Now
- 1.2% below the 3 Aug 2026 high
Fall from the highest NAV to the lowest that followed, on daily direct plan NAVs since 7 September 2021.
Cost
The regular plan costs 0.78% a year more: about ₹1.95 lakh on ₹10 lakh over 10 years
₹10 lakh invested once and held 10 years, assuming 12% a year before costs (an assumption, not a forecast). Expense ratios as disclosed on 8 November 2026. Try your own numbers in the fee calculator.
Size and facts
₹41,731 crore of assets: the 3rd largest of 38 balanced advantage funds
- Average assets, July–September 2026
- ₹41,731 crore
- Fund house
- SBI Mutual Fund
- Category
- Balanced advantage
Similar funds
Other balanced advantage funds of a similar size
- HDFC Balanced Advantage Fund3 years 11.96% a year · expense ratio 0.77%
- ICICI Prudential Balanced Advantage Fund3 years 12.07% a year · expense ratio 1.01%
- Kotak Balanced Advantage Fund3 years 10.61% a year · expense ratio 0.80%
- Edelweiss Balanced Advantage Fund3 years 11.98% a year · expense ratio 0.81%
Every balanced advantage fund compared, from the category guide.
Questions people ask
₹16.7210 on 9 November 2026, as published by AMFI, up 0.31% from 6 November 2026. Fund houses publish a NAV for every business day. The regular plan and the IDCW options have NAVs of their own; the regular plan’s grows more slowly because its expense ratio is higher.
To 9 November 2026, the direct plan returned 1.64% over 1 year, 10.54% over 3 years, 10.14% over 5 years (a year, annualised beyond one year). These are AMFI NAV returns of the Direct-Growth plan; the regular plan’s are lower by roughly the difference in expense ratios. Past returns do not guarantee future returns.
Over 1 year it ranked 25th of 36, against a category average of 3.55%. Over 3 years it ranked 15th of 30, against a category average of 10.45%. Over 5 years it ranked 6th of 23, against a category average of 9.09%. Ranks compare the direct plans of the balanced advantage funds AMFI lists today, by return; they are not ratings.
As disclosed on 8 November 2026, the total expense ratio is 0.88% a year for the direct plan and 1.66% for the regular plan. The 0.78% gap is mostly the distributor’s commission. On ₹10 lakh held for 10 years at an assumed 12% a year before costs, the direct plan would end about ₹1.95 lakh ahead.
Its direct plan NAV fell 7.4% from its high on 2 January 2026 to 30 March 2026, and was back at that high on 3 August 2026. On 9 November 2026 it was 1.2% below its highest NAV, set on 3 August 2026.
Its average assets in July–September 2026 were ₹41,731 crore, across all plans, per AMFI: the 3rd largest of 38 balanced advantage funds.
That depends on your goals, how long you can stay invested and what else you hold, which this page cannot know. What the data shows: its returns against other balanced advantage funds, how far it has fallen, and what it costs. Its rank changes from year to year, so look at several periods rather than one, and at how a fall like its worst would feel for your money. This is education, not a recommendation to buy, sell or hold.
Related
This page is educational research based on AMFI data and Genvest’s own analysis. It is not a recommendation to invest in any scheme, or personalised investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not guarantee future returns. Registration granted by SEBI, enlistment with IAASB and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.